Colm is the CEO and founder of fire.com. Fire help businesses to manage their payments with digital accounts and debit cards, that support a range of payment services which are accessible via a powerful API. Regulated since 2010, fire.com has over 3,000 business clients using its services. In addition to offering sterling and euro accounts & cards, fire.com is also authorised as a payment initiation provider under PSD2 and is a member of the Open Banking ecosystem in the UK. Colm also founded Realex Payments, which was acquired in March 2015 by Global Payments. From 2000 to 2015, Colm led Realex Payments to be one of Europe’s largest online payment gateways, processing in excess of €28B euro per annum in online payments for over 12,500 retailers, including some of the world’s leading brands. Colm was appointed to the UK Finance Payments, Products & Services Board in July 2018, where he represents the interest of non-bank financial institutions and acts as Chair of the fintech community group. He has received many awards and held several industry leadership positions, including chairman of the Irish Internet Association, founder of Payments Ireland and co-founder & chairman of the Fintech and Payments Association of Ireland. Colm is an adjunct professor for University College Cork and a member of the International Advisory Board of the Innovation Academy in University College Dublin.